Insolvency Practitioners Llwyn-têg in Llwyn-têg

Contact Us

Financial difficulties can be overwhelming, but you don't have to go through this alone.

At Insolvency Practitioners Near Me, we specialise in providing expert guidance and tailored solutions, whether you're dealing with liquidation, corporate insolvency, or seeking business rescue and recovery.

Find licensed Insolvency Practitioners in Llwyn-têgSA14 8, with services including liquidation, corporate insolvency, and business rescue and recovery.

Our experienced team is committed to offering comprehensive support to help you regain control of your financial situation. Discover the essential services we offer and learn how we can assist you in effectively overcoming insolvency challenges.

GET IN TOUCH

What Services Do We Offer?

As licensed insolvency practitioners committed to providing exceptional insolvency services in Llwyn-têg we specialise in assisting individuals and companies facing financial distress.

Our comprehensive offerings include voluntary liquidation, company voluntary arrangements, and expert insolvency advice tailored to each client's unique needs.

What Services Do We Offer?

We understand the complexities involved in insolvency procedures, and our goal is to guide you through these challenging times with clarity and professionalism, ensuring you have access to all necessary resources for a successful recovery.

Liquidation

Liquidation is a formal insolvency procedure that involves winding up a company's affairs through creditors' voluntary liquidation or members' voluntary liquidation, depending on the company's financial status.

Understanding the nuances of each type is essential for stakeholders, as they dictate not only the process but also the implications on assets and creditors.

A creditors' voluntary liquidation is typically instigated by the company when it cannot meet its debts, allowing creditors to play a significant role in negotiations.

Conversely, a member's voluntary liquidation occurs when a company is solvent and can settle all debts, effectively allowing shareholders to manage the process and retrieve assets.

  • A licensed insolvency practitioner, acting as a mediator to facilitate negotiations with creditors, is crucial in both scenarios.

  • They also oversee the management of the company's assets, ensuring maximised returns to creditors.

  • The practitioner evaluates financial records, prepares the necessary documentation, and arranges meetings for creditor approval.

This professional guidance is critical in navigating the complexities of liquidation, helping to safeguard both legal compliance and financial transparency.

Corporate Insolvency

Corporate insolvency refers to the situation when a company is unable to pay its debts and may require intervention through a formal insolvency process, which can involve administration or other solutions tailored to alleviate financial difficulty, affecting not only the company’s operations but also its employees, creditors, and stakeholders. As part of its obligations, a company must face the grim reality of financial distress and explore possible avenues for recovery and reorganisation, ensuring that the interests of all parties are considered and managed appropriately.

During the corporate insolvency process, company directors play a crucial role. They have a responsibility to act in the best interest of creditors, ensuring transparency and managing the affairs of the company with diligence. This may involve evaluating the company's financial situation and understanding key options available to them, such as:

  • Administration: This process allows the company to restructure its debts while protecting it from creditors, aiming to return the business to profitability.

  • Restructuring: This involves negotiating new terms with creditors, which may include extending repayment periods or adjusting interest rates, to facilitate financial recovery.

Ultimately, navigating through insolvency can provide a pathway to revitalisation if handled correctly, allowing the company to emerge stronger and more competitive in the market.

Business Rescue and Recovery

Business rescue and recovery involves implementing strategies designed to save a company from insolvency and help it regain financial stability, often through tailored solutions that address specific financial challenges, ensuring that the business can continue to operate while addressing its outstanding obligations.

Business Rescue and Recovery

This process is crucial not only for the company's survival, but also for protecting the livelihoods of employees and the interests of creditors. It paves the way for a sustainable future, enabling businesses to adapt to evolving market conditions and make strategic adjustments that enhance profitability.

Several essential business rescue strategies can significantly aid in this process:

  • Individual Voluntary Arrangements (IVAs): These legally binding agreements allow businesses to repay a portion of their debts over a fixed period while protecting them from creditor actions.

  • Debt Management Plans (DMPs): A debt management plan offers a structured repayment plan, enabling businesses to manage their debts systematically and avoid the risk of insolvency.

By seeking effective insolvency advice, business owners can gain valuable insights into their financial situation and explore the most suitable recovery options. Professional guidance not only helps in understanding the implications of various strategies but also equips businesses with tools to make informed decisions.

In navigating their recovery journey, businesses have the potential to turn around their fortunes and regain the trust of stakeholders.

Why Choose Us for Your Insolvency Needs?

Choosing the right insolvency practitioner is crucial for effectively navigating the complexities of insolvency, and we pride ourselves on being a team of experienced professionals dedicated to providing tailored solutions that address your unique financial circumstances.

Our licensed insolvency practitioners have a proven track record of success, offering a comprehensive range of services designed to support clients through their most challenging times. With our expert advice and guidance, you can trust that you are in capable hands as we work together towards achieving a successful resolution.

Experienced and Qualified Practitioners

Our team comprises experienced practitioners who are licensed insolvency practitioners, recognised by the professional body and the Insolvency Practitioners Association. We ensure that you receive reliable, professional services tailored to your needs.

These practitioners' qualifications encompass rigorous training and certification and extend to years of hands-on experience in managing various insolvency cases. Their strong backgrounds significantly enhance their ability to navigate complex financial situations effectively.

Each practitioner is deeply committed to ongoing education, regularly attending workshops and seminars to stay updated on the latest industry practices and legislation. This dedication enables them to adhere to high industry standards, reinforcing their dedication to excellence in every aspect of their service.

  • Continuous professional development

  • Active participation in industry discussions

  • Application of best practices in every case

With such a steadfast focus on learning and evolution, clients can be assured they are receiving the most informed advice and solutions possible.

Tailored Solutions for Each Client

Tailored Solutions for Each Client

We understand that each client's financial situation is unique, which is why we offer tailored solutions designed to address individual circumstances, whether you are facing personal insolvency or managing business debt.

In today's complex financial landscape, a one-size-fits-all strategy is often inadequate. By recognising the distinct challenges and needs of each client, the importance of personalised approaches to insolvency becomes evident. Our services cater specifically to various scenarios:

  • Individual Voluntary Arrangements (IVAs): These legally binding agreements allow individuals to repay debts over a fixed period while protecting their assets.

  • Creditor Negotiations: Facilitating discussions between you and your creditors can lead to more manageable repayment plans and settlements.

  • Bespoke Recovery Strategies: Every situation is different, and we create tailored recovery plans that reflect your unique circumstances and financial goals.

By focusing on these customised approaches, clients can not only navigate their financial difficulties more effectively but also regain control of their financial future.

Comprehensive Range of Services

Our comprehensive range of services encompasses every aspect of insolvency, from voluntary arrangements to liquidation, ensuring you have access to all the resources necessary for effective financial management and recovery.

By offering tailored advice and support, the firm aims to assist clients in navigating the challenging landscape of financial distress. Understanding that each situation is unique, they facilitate a personalised approach, focusing on the specific needs and circumstances of individuals and businesses alike. This holistic methodology encompasses strategic planning, negotiations with creditors, and post-insolvency support, reinforcing the importance of sustainable recovery pathways.

  • Confidential consultations to assess your financial standing

  • Implementation of tailored solutions, including debt restructuring

  • Ongoing support to ensure compliance with the regulations set forth by the Financial Conduct Authority

In this dynamic environment, they prioritise transparency, enableing clients by clarifying each step while demonstrating unwavering commitment to ethical practices.

Proven Track Record of Success

With a proven track record of success, our licensed insolvency practitioners have helped numerous clients achieve positive outcomes, restoring their financial health and facilitating effective recovery strategies.

By employing a combination of tailored financial assessments, debt negotiations, and strategic planning, these experts have consistently delivered impressive results. For example, clients who engaged in this professional service saw an average debt reduction of 40%, allowing them to regain control over their financial obligations. One client, who felt overwhelmed by unmanageable debts, reported a restored credit score within a year of implementing the recommended recovery plan.

  • In another case, a small business owner successfully transitioned from bankruptcy to a thriving enterprise, illustrating the significant impact of personalised recovery strategies.

  • Testimonials indicate a high level of client satisfaction, with over 90% of individuals stating they would recommend these services to others facing similar challenges.

These statistics reflect not just the expertise of the practitioners but also their dedication to ensuring that each client can navigate their way towards a healthier financial future.

What to Look for in an Insolvency Practitioner?

What to Look for in an Insolvency Practitioner?

When searching for an insolvency practitioner, it is essential to consider several key factors, including their licence and accreditation, level of experience and specialisation, effective communication, and cost structure, to ensure you receive the best support for your insolvency needs.

Licence and Accreditation

Ensuring that your insolvency practitioner holds the necessary licences and accreditations from recognised professional bodies is crucial to guarantee that you are receiving qualified and regulated services.

This step is vital for safeguarding your financial interests and ensuring that the advice you receive is grounded in professional ethics and industry standards.

In this context, regulatory bodies play a significant role in overseeing the conduct of practitioners within the field. For instance, organisations such as the Insolvency Practitioners Association (IPA) and the Association of Chartered Certified Accountants (ACCA) are pivotal in setting standards and verifying credentials.

  • Clients should look for specific accreditations that indicate a strong foundation in insolvency law.

  • Always inquire whether the practitioner is licensed to operate in your jurisdiction and is a member of a recognised association.

By verifying these critical credentials, clients can foster confidence that they are working with a reputable individual who adheres to the necessary regulatory requirements.

Experience and Specialization

Experience and specialisation in specific areas of insolvency, such as business or personal insolvency, are vital to ensure that your practitioner can effectively address the complexities of your particular situation.

A practitioner with a profound understanding of the intricacies involved in insolvency law can navigate the challenges that often accompany financial distress. Their accumulated knowledge over the years allows them to devise tailored strategies that enhance the likelihood of positive outcomes.

In the realm of insolvency, specialisation is not merely advantageous; it is essential.

  • This specialised knowledge ensures that the practitioner is familiar with the latest legal frameworks and best practices applicable to your case.

  • Experience in handling similar situations equips them with insights into potential pitfalls and opportunities that may arise, which could significantly influence the overall strategy employed.

  • Whether dealing with the restructuring of a failing business or addressing an individual's debt challenges, having a dedicated expert at your side can make all the difference.

Communication and Availability

Effective communication and availability are essential qualities to seek in an insolvency practitioner to foster a supportive client-practitioner relationship throughout your financial recovery journey.

Understanding the importance of clear communication during the insolvency process cannot be overstated. Clients must feel comfortable discussing their concerns and receiving updates regularly. An effective practitioner will not only listen but also provide insightful responses that help clarify the complexities of their situation.

To assess a practitioner's responsiveness, consider the following tips:

  • Evaluate their initial response time to your enquiries; a prompt reply can indicate their commitment.

  • Ask about their preferred communication methods; understanding how they usually interact can streamline updates.

  • Request periodic updates, which should be a standard practice for any reliable practitioner.

By prioritising these factors, individuals can ensure they are working with someone who values their engagement and supports them through each step.

Cost and Payment Options

Understanding the cost structure and available payment options of your insolvency practitioner is crucial for ensuring transparency and aligning your financial capabilities with the services provided.

Many individuals often find themselves in complex financial situations and seeking professional guidance can sometimes feel overwhelming. A clear understanding of costs is essential, as it influences the entire decision-making process. Different practitioners adopt various fee structures, making it vital to navigate these options carefully.

Here are some commonly used fee structures in the insolvency sector:

  • Fixed Fees: A set amount that covers specific services.

  • Hourly Rates: Charging based on the time spent on your case, which can add up quickly.

  • Percentage of Debt: Fees based on a percentage of the total debt being managed or resolved.

Considering these structures, the importance of evaluating costs against services offered cannot be overstated. Clients should aim for transparency when discussing fees, ensuring that they understand what each charge encompasses and how it correlates with the practitioner’s expertise and the effectiveness of their service.

How Can We Help You with Your Insolvency Needs?

We are here to assist you with all your insolvency needs, providing expert advice and guidance through the formal insolvency process, whether you are facing personal insolvency or managing business debts.

Frequently Asked Questions

What services do Insolvency Practitioners Near Me provide?

At Insolvency Practitioners Near Me, we help individuals and businesses find licensed insolvency practitioners in their local area. We offer a range of services including debt management, bankruptcy advice, and business insolvency solutions.

How do I know if I need to consult an Insolvency Practitioner Near Me?

If you are struggling with overwhelming debt, facing legal action from creditors, or considering bankruptcy for your business, it may be time to consult an Insolvency Practitioner Near Me. Our licensed professionals can assess your financial situation and provide personalised solutions to help you regain control of your finances.

What qualifications do Insolvency Practitioners Near Me have?

Our team of Insolvency Practitioners Near Me are licensed and regulated by the Insolvency Practitioners Association (IPA) and have years of experience in the field. We adhere to strict ethical standards and undergo continuous training to provide our clients with the best possible service.

How much do Insolvency Practitioners Near Me charge for their services?

The cost of our services at Insolvency Practitioners Near Me will depend on your individual circumstances and the type of solution you require. We offer a free initial consultation where we will assess your situation and provide a transparent breakdown of the costs involved.

Can Insolvency Practitioners Near Me help with both personal and business insolvency?

Yes, we offer services for both personal and business insolvency at Insolvency Practitioners Near Me. Our team has extensive experience in helping individuals and companies navigate through financial difficulties and find the best solutions for their unique situations.

How do I get in touch with Insolvency Practitioners Near Me?

You can contact us at Insolvency Practitioners Near Me by filling out our online form, giving us a call, or sending us an email. Our team will respond promptly and schedule a free consultation to discuss your financial situation and provide guidance on the next steps.

We cover Llwyn-têg (Dyfed)

Get in touch

We aim to get back to you in 1 working day.


Skip to

Gallery

Other locations available for insolvency practitioners llwyn-têg
Capel Dewi Glyn-teg Tremain Coed y Garth Little Newcastle / Castell-newydd-bach Gellywen Cyffredin Llettyrychen Little Milford Waun Baglam Felindre Pen-rhiw-newydd Llanwinio Cloigyn Broadway Little Honeyborough Mount Pleasant Bwlchnewydd Halfway Glynarthen Ysbyty Ystwyth Hermon Llandeilo Little Haven Pencader Brynamman Henllan Adpar Hermon Caeo / Caio Glogue Troedrhiwffenyd Brongest Felindre Tiers Cross Pentre-bâch Cilwendeg Rosemarket Lanesend The Clôs Swiss Valley Llangrannog Penrherber Llandovery / Llanymddyfri Nantycaws Llanfihangel-y-Creuddyn Bolahaul Fm Llwynduris Penlan Pelcomb Bridge Devil's Bridge / Pontarfynach Spittal Cwmdwyfran Llangwm Dryslwyn West Williamston Pont-Siân Pentre-ty-gwyn Lledrod Capel Seion Ford Rhydlewis Chapel Hill Aber Eiddy Llan-mill Tyle Caledrhydiau Musselwick Ynys Tachwedd Granston / Treopert Eglwyswrw Ffairfach Llanychaer Yerbeston Llanfair-Nant-Gwyn Bont Fawr Ffarmers Golden Hill Trelech Robeston Wathen Ciliau Aeron Cefn-y-pant High Street Carnhedryn Uchaf Upper Solva / Solfach Uchaf Broadway Ffostrasol Brynberian Manorowen Narberth / Arberth Poyston Dyffryn-bern Rhosygadair Newydd Bryn Myrddin Capel Tygwydd Penrhyn Castle Tanglwst Llwyn-yr-hwrdd Pen-y-bont Llygadywawr Blaenwaun Southgate Skyfog Priory Cilrhedyn Llangynin Bangor Teifi Pontbren Araeth Portfield Gate Alltwalis Bronwydd Trevaughan Pont Henri Bronant / Bronnant Chancery / Rhydgaled Bancyfford Llansteffan Stackpole Elidor Pendine / Pentywyn Llandybie Upper Brynamman Ponthirwaun Llanycrwys Hawen Red Roses / Rhos-gosh St Ishmael's Cenarth Rhosyn-coch Newton Cross Sardis Llanddarog Rhosmaen Llangadog Llwyncelyn Wenallt Walton East Parc-y-rhôs Capel-y-Groes Gorsgoch Nantcwnlle Dale Pentre Galar New Moat Broadway Pinged Parrog Middle Hill Wolf's Castle / Cas-blaidd Llandawke Pembrey / Pen-bre Mynydd Cerrig Seaside Rhos-y-garth Lamphey / Llandyfai Waun Fawr Cwm-pîb Llanelli Trefilan Druidston Sylen Cwmpengraig Cwrtnewydd Cwrt-henri Triffleton Aberaeron Hook Cwmann Johns' Terrace / Teras John Llanddewi Velfrey / Llanddewi Felffre Rusheylake Crwbin Pentre Morgan Maiden Wells Dollwen The Gate / Castell-y-rhingyll Tanerdy Parcllyn Noyadd Wilym Capel Isaac Efailwen Abercych Pentrecagal Penybedd Oakford / Derwen Gam Laugharne / Talacharn Cynghordy Glasgoed Waungilwen Dyffryn Dre-fach Bwlch-Llan Aberystwyth Waunclunda Cold Blow Esgair Broad Haven Rhydywrach Lambston Summerhill Tre-gynwr Albert Town Middle Mill Clegyr-Boia Lawrenny Quay Roch Comins Coch Glanrhyd Llys-y-frân Llanddeiniol Kilgetty / Cilgeti Johnston Rhyd-y-Brown Neuadd Cross Cwmorgan Harmony Mount Pleasant Pisgah Furnace Reynalton Pen-y-garn Caemorgan Cefn Llwyd Black Tar Rhydypennau Hasguard Trisant Glanrhyd Melinau Maes llyn Dre-fach Noyadd Trefawr Capel Dewi Penallt Treleddyd-fawr Llanon / Llannon Penuwch Hakin Saron Twy Cross Great Honeyborough Rhydygele Eglwyswen Sardis Llanarthne Trostre Merlin's Bridge Cefncaeau Nant-y-Bai Rhodiad-y-Brenin Penrhiw-pâl Rhos Pentrellwyn Manorbier / Maenorbyr Aber-Arad Brynhoffnant Greynor Nine Wells Abergorlech Bosherston Pumsaint Llwyndrain Bynea Mascle Bridge Court Henry Twynmynydd Carew Cheriton Glan-dŵr Penparcau Glanrafon Gelli Waun Beddau Drefach Porth Mawr / Whitesands Bay Pontiago Pontamman / Pontaman Pen-y-banc Newport / Trefdraeth Llandyfan Gwyddgrug Sarnau Maesybont Cwmffrwd Penceiliogi Treginnis St Nicholas / Tremarchog Maes Ilyn Roch Gate Gwrhyd Mawr Cwm Plysgog Troed-y-rhiw-Siôn Meinciau Cilsan Crosswood / Trawsgoed Waterston Betws Pentrisil Cwmgwili Bridgend Capel Vicar Sardis Burton Ferry Capel Crugybar Coed-y-bryn Upper Nash Cwm-byr Glandy Cross Sandy Haven Guilford Berea Pelcomb Rudbaxton Tavernspite Cwrt-y-cadno The Valley Thomas Chapel Cwmcych Wooden Hillblock Dolypandy Blaenau Bryn Iwan Llanfallteg West Tufton Stepaside Salem Saundersfoot Achddu Pennar Star Cwmdwr Tegryn Hill West Denant Hayscastle Cross Brimaston Blaenffos East Trewent Talley / Talyllychau Brawdy Llangeitho Slebech Gethsemane Milo Cwmerfyn Cwmifor Boulston Cae-gors Cwmfelin Mynach Orange Gardens Plas Gogerddan Abergwili Trimsaran Pentre-rhew Freshwater East Iet-y-bwlch Pentrebach Bengal Ammanford / Rhydaman Sealyham Rhydroser Blaen-Cil-Llech Tyrfran Landshipping Quay Pembroke Ferry Dinefwr Park Eglwys Fach Bryngwyn Pen-Lan-mabws Tenby / Dinbych-y-Pysgod Llanion Haverfordwest / Hwlffordd Brynafan Jordanston / Trefwrdan Penrhiwgoch Pentowin Llundain-fach Ffos-y-ffîn Sageston Llawhaden Llanedi Y Ffald Pelcomb Cross Cockshead Cuffern Crosswell / Ffynnongroes Gwernogle Rhyd-y-saint Backe Rhosson St Florence Maesgwynne Cwm Llansantffraed / Llansantffraid Synod Inn / Post-Mawr Cilycwm St Davids / Tyddewi Pentre-llyn Old Goginan Jameston Henllan Amgoed Trefasser Temple Bar Llandysul Trecwn Llwyndafydd Lampeter Velfrey Llangadog Crosshands St Clears / Sanclêr Tafarn-y-bwlch Llanddewi Brefi Pencarreg Ty Mawr Broom The Rhos Tregyddulan Grove Halfway Llansawel Ram Bigyn Crinow Maddox Moor Angle Clarach Dole New Hedges Pont-y-Fenni Capel Sain Silin Machynys Castlemartin Llandeloy Myrtle Hill Castlebythe Pontyglasier Glanafon Pen-y-groes Llanfynydd Maesymeillion Rhos Haminiog Pontyberem Llanycefn Martletwy Nanternis Ffair-Rhos Penparc Twynllanan Rhosygilwen Princes Gate Kidwelly / Cydweli Tir Syr Walter Poyston Cross Llechryd Babel Upper Borth Cilgwyn Carway / Carwe Coxlake Craig-y-penrhyn Myddyn-fych Hebron Llwyn-têg Lake Rhosycaerau Ystradowen Clarbeston Cnwch Coch Llangunnor Neuadd-Lwyd Sandy St Ishmael Waun y Clyn Pen-y-mynydd Ysbyty Cynfyn Cwmcarnhywel Bethesda Pembroke / Penfro Waterloo Wolfsdale Hill Bateman's Hill Bryn-henllan Steynton Hafod Grove Swyddffynnon Rhyd Llangoedmor Hubberston Llandilo-yr-ynys Redberth Rhosaman Cwmfelin-boeth Bletherston Llangain Ponterwyd Hopkinstown Llanllwni Pentregat Llannon New Inn Ffynnon-ddrain Glanwern Betws Ifan Coed Cae Caermeini Harbour Village Tyn'reithin Abernant Burry Port / Porth Tywyn Blaenpennal Llanboidy Llandissilio Pant-y-crûg Bancycapel Llanfair Clydogau Whitehill Leweston Halfway Neyland Guildford Cerbid Martletwy Cross Caerwedros Trelerw Felin-pandy Pwll-trap Robeston Cross Simpson Cross Milford Haven / Aberdaugleddau Merlin's Cross Cross Inn Llanpumsaint Ffynnon Llandyry Newgale Cwm-miles Allt Porthgain Lower Freystrop Bancffosfelen Johnstown Carew Newton Neuadd Cippyn Llwynhendy Pen-y-Bont Carew / Caeriw Capel-Gwynfe Llanwnnen Pen-y-fan Llancynfelyn Hafodiwan Llandyfaelog Ystumtuen Vachelich Skerryford Aberporth Llanon Hendy Broad Oak St Ann's Head Manorbier Newton Myddfai Llantood Pontyblodau Wood Pontantwn Cwmystwyth Pen-y-garn Tre'r-ddôl Clunderwen Nolton Hayscastle Lydstep Llanilar Troedyraur Nant-y-ffîn Carreg-wen Halfpenny Furze Wern Blaenbedw Fawr Nantyronen Station Casmael New Row / Rhes Newydd Manian-fawr Tyncelyn Orlandon Neyland Vale Cae'r-bryn Capel Bangor Pen-bont Rhydybeddau Drefâch Woodstock Llwyncelyn Login Ystradmeurig Buarth Mawr Landshipping Tal-sarn Cilau Gignog Uzmaston Freystrop Pont-Ceri Blaengeuffordd Hill Mountain Llangybi Drefelin Felinfoel Haroldston West Minwear Llansadwrnen Morfa Bach Rhuddlan Hebron Carmel Rhydcymerau Plain Dealings Llanddowror Bwlch-y-groes Wolfsdale Mynachlog-ddu Mydroilyn Tre Taliesin Troed-y-rhiw Penllwyn Pennant Lampeter / Llanbedr Pont Steffan Penybanc Thornton Moreton Pibwrlŵyd Rhydargaeau Trefenter Cross Hands Pen-sarn Strata Florida Stackpole Llanddeusant Saron Dafen New Bridge Glanaman Travellers' Rest Nevern / Nanhyfer Pont-Tyweli Llanfihangel-uwch-Gwili Crundale Cwm / Lower Town Rhydowen Rhoscrowther Trooper's Inn Cnwcau Llanddinog Dolgran Walwyn's Castle Penrhiw-llan Penffordd Box Twyn Felingwmuchaf Cynwyl Elfed Llwyn-y-brain Dreenhill Caerfarchell Carmarthen / Caerfyrddin Marloes Pentlepoir Trevaughan Peniel Ynyslas Talyclun Llanbadarn Fawr Clareston Loveston Cwmhiraeth Maesycrugiau Tresaith Rhippinllwyd Bethlehem Cwmcoednerth Llanybri Glandwr Pontfaen Llangynog White Mill / Felin-wen Pemberton Llanegwad Felin-Wnda Pantyffynnon Ferryside Rhosfach Carew Mountain Rhandirmwyn St Petrox Maenllegwaun Llywernog Trefin / Trevine Warren Lower Kingheriot Tal-y-bont Temple Bar Siloh Kings Wood Cwmbach Llanybydder / Llanybyther Pwllcrochan Ambleston Derlwyn Pentre-Poeth Merthyr Coomb Broadfield Shipping Cilcennin Port Lion The Green Glanpwllafon Furnace / Ffwrnais Rhos-y-llyn Birkenhead Street Elerch / Bont-goch Brook Llanrhystud Newbridge Llandruidion St Dogmaels / Llandudoch Amroth Monington Newchurch Ffynnon-oer Trefgarn Owen Bancyffordd Fforest Cilgerran Welsh Hook Pontrhydfendigaid Drefach Herbrandston Bridell Leonardston Pen-y-bryn Penglais Llandyfriog Nantgaredig Mathry / Mathri Cellan Churchton Cross Inn Cwmsymlog Porthyrhyd Liddeston Withybush Pwllhobi Aberarth Talog Four Roads Lochvane Graig Treffgarne Milton Glandyfi Kingsbridge Panteg Glenowen Meidrim New Cross / Y Gors Tan-y-groes Cwmisfael Y Ferwig Felinwynt Glan-y-môr Penally / Penalum Cefn-bryn-brain Croesyceiliog Felindre Trapp Llandygwydd Pisgah Cross Inn Llanwenog Brithdir Cippin Stone Treherbert Drefach Capel Cynon Pentre-cwrt Monkton Sardis Brechfa Gartheli Croes-lan Treglemais Lawrenny Penbryn Ty-Mawr Whitland / Hendy-Gwyn Trefechan Morfa Burton Lower Solva / Solfach Isaf Cross Hands Llanllwch Five Roads / Pum Heol Blaen-y-coed Pembroke Dock / Doc Penfro Pleasant Valley Colston Tynygraig Porthyrhyd Ludchurch Glan-Duar Llangeler Llanllawddog Beulah Mayeston Treffynnon Abermagwr Llandre / Llanfihangel-geneu'r-glyn Hodgeston Idole Portheiddy Pant-y-llyn Garnant Rosebush Dinas Cross Yspitty Maenclochog Ystrad Aeron Stags Head Goodwick / Wdig Pennar Park Penrhyn-coch Furnace Felindre Farchog Weston Llanfarian Cardigan / Aberteifi Green Plains Llanerch Castlemorris / Casmorys Fferws Hill Wiston Coopers Cei-bach Henry's Moat Nebo Cwmtydu Bwlchygroes Blaencelyn Llwyn-y-groes Pendre Pontrhydyceirt Golden Grove Dihewyd Walton West Brynhyfryd Keeston Aber-banc Pontgarreg Rushacre Trevinert Llanglydwen Robeston Back Garth Caeffynnon Llansadurnen Solva / Solfach Narberth Bridge Derwydd Llansaint Albro Castle Heol-ddu Gilfachreda Penyfeidr Dudwells Gorslas Houghton Greynor-isaf Ffynnon Gron East Williamston Talbenny Llanarth Tumble / Y Tymbl Llangennech Cynheidre Pont-yr-hafod Cwmduad Hundleton Aberffrwd Treleidr Mesur-y-dorth Broadmoor Blaen-pant Rhydowen Dinas Camp Hill Broginin Cwm-yr-Eglwys Pisgah Bontnewydd Trawsnant Merrion Bethlehem Llanwrda Aber Gwbert Cwm-cou Deerland Brongwyn Boncath Pontyates / Pont-iets Danyrhelyg Tregaron Capel Dewi Scleddau Cwmwdig Water Esgairdawe St Brides Gorrig Maes-bangor Horeb Jeffreyston Prendergast Cwmbrwyno Cold Inn Llangloffan Llanstadwell Marros Cresselly New Quay / Ceinewydd Betws Bledrws Felingwmisaf Llangolman Bentlass Cwm Capel Foelgastell Llanrhian Bethania Hazelbeach Cwm-mawr Penmorfa Ffaldybrenin Pentre'r-felin Broadlay Capel Betws Lleucu Pwll Horeb Llanreath Cwm-y-glo Llidiad-Nenog Pentre-bach Rose Valley Banc y Darren The Marsh Robeston West Pont Lanio / Blaenplwyf Hiraeth Pont-rhyd-y-groes Green Woods Cross Cuttybridge Stop-and-Call Llanhowel Pant yr Athro Pen-cae Penboyr Templeton Cwmsychbant Plwmp Newchapel / Capel Newydd Bryn Llanfallteg Penbontrhydyfothau Pont-ar-gothi Blaenporth Llanwnda Letterston / Treletert Tangiers Abercastle Sutton Dyffryn Castell Pope Hill Bow Street Henfynyw Cosheston Penycwm Tregroes Ashfield Slade Pant-y-Caws Llanfyrnach Pentre-Gwenlais Llangorwen Dyfatty Whitchurch Morfa Borth Llanmiloe Llandilo Moylgrove / Trewyddel Manordeilo Stonyford Silian Gors-goch Begelly / Begeli Wallis Newcastle Emlyn / Castell Newydd Emlyn Pen-bedw Tycroes Llangathen Cwmdu Pont-ar-llechau West Marsh Capel Hendre Llangwyryfon Aber-Giâr Cwm-oernant Gwastad Penny Bridge Square and Compass / Y Sgwâr Borth Plashett Bancyfelin Aberlerry Abermeurig Dôl-y-Bont Penplas Staylittle Llangyndeyrn / Llangendeirne Carnhedryn Camrose Talgarreg Kingsmoor Morfa Pen-y-Bont Dolgerdd Fishguard / Abergwaun Haysford Rhydyfelin Nolton Haven Goginan Moriah Gumfreston Maen-y-groes Mynyddygarreg Felindre Llanafan Crymych Kete Tretio Millin Cross Newton Mountain Llanteg Cefneithin Church Lake Felinfach Ty-isaf Capel Iwan Joppa Pill Glandwr Blaenannerch Croes-goch Penyraber Pontarsais Llanfihangel-ar-arth Clarbeston Road Adams Street Llanio St Twynnells Cribyn Alltyblaca Tir-y-dail Pren-gwyn Llansadwrn Llaingarreglwyd Bronwydd Arms Golden Hill